Stamp Duty Calculator

Buyer's Stamp Duty (BSD) is a tax levied on all property purchases in Singapore, calculated on the higher of the purchase price or market valuation. Unlike ABSD, which varies by buyer profile, BSD applies universally using a progressive tier structure — similar to income tax brackets. The first $180,000 is taxed at 1%, the next $180,000 at 2%, the next $640,000 at 3%, the next $500,000 at 4%, the next $1,500,000 at 5%, and any amount above $3,000,000 at 6%.

For a typical new launch condo priced at $1.5 million, the BSD would be approximately $44,600. At $2 million, it rises to approximately $64,600. BSD is payable within 14 days of signing the Sale and Purchase Agreement. Your conveyancing lawyer typically handles the BSD payment as part of the completion process, deducting it from the purchase funds held in escrow.

Seller's Stamp Duty (SSD) applies if you sell your property within 3 years of purchase. The rates are: 12% if sold within the first year, 8% in the second year, and 4% in the third year. No SSD applies after 3 years. SSD is calculated on the selling price or market value, whichever is higher. For new launch investors, the 3-4 year construction period means that by the time the property reaches TOP, you may already be past the SSD window — a significant advantage of the new launch progressive payment structure.

When calculating your total stamp duty exposure, consider all three components: BSD (payable on purchase), ABSD (payable on purchase if applicable), and SSD (payable on sale if within 3 years). Our calculator computes all three to give you a complete picture of your stamp duty obligations.